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Will my retirement affect my unemployment or Social Security?

unemployed_personQ) I am getting laid off next month , however I am considering retiring in April . Will my retirement affect my unemployment or Social Security?

A) If you are looking for work until April you can apply for unemployment. However, keep in mind that once you have retired you will not be considered as a person “ready and willing to immediately accept work”

Requirements for Unemployment Benefits:

Be totally or partially unemployed.
Be unemployed through no fault of his/her own.
Be physically able to work.
Be available for work which means to be ready and willing to immediately accept work.
Be actively looking for work.
Meet eligibility requirements each week benefits are claimed.
Be approved for training before training benefits can be paid.

Factors that may, or may not, affect your retirement benefits include:




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514 Responses to Tell Us Your Experience At Your Local Unemployment Office

  1. I have not worked in nine years. I keep getting letters from Michigan Dept of Labor saying they are offering me more unemployment money, You can’t go to their office, it seems to be closed, you can’t talk to anyone on the phone, you just get a recording telling you to go online and appeal to get more benefits.
    I mailed in and emailed in and faxed in fraud reports, I get back a nice letter telling me how to file to get more benefits.
    Now I get a 1099 for $5,500.00 that I am supposed to pay tax on.
    So I sent another fraud report and today I get a letter from them saying I am approved for more benefits and how to appeal their decision and try to get een more benefits.
    I have received no money from them, I asked where they were sending the money, no reply. They have my address to send me info on getting more benefits, so where are they sending the money?
    China? Russia? This is pure insanity.

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Unemployment Office Tips:

Tips to help you when visiting your local Unemployment Office:

  • Show Up Early: Your local unemployment office can sometimes be crowded. You must understand that there are a lot of people currently looking for work. So you will find a lot of people filing for benefits.
  • Be prepared to wait: With lots of people at your local unemployment office, if you are late you will have to wait. The best way to avoid the long lines is to get to the office early.
  • Be prepared with your Documents: If you are applying for unemployment benefits be sure to take with you all necessary information such as a job release letter, date of last employment and name of the company.
  • Have a Cool Head: With lots of people at your local unemployment office waiting to be seen it’s easy to get frustrated and loose you cool. Remember that counselors are there to assist you. Keeping a cool head and being courteous will help speed the process along.

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