I filled for unemployment during Covid and did not receive anything. Can I be paid now because I received loan during Covid from Small Business Administration and have to repay the loan now?
A) I am not a legal expert, but I can offer some general information that might be relevant to your situation. If you filed for unemployment during the Covid-19 pandemic and did not receive any payments, it’s important to understand the specific circumstances that could affect your eligibility for retroactive payments.
Receiving a loan from the Small Business Administration (SBA) during the pandemic does not necessarily impact your eligibility for unemployment benefits. However, the rules and eligibility criteria for unemployment benefits can vary depending on your location and the specific programs available in your area. Additionally, the fact that you received a loan from the SBA might not directly correlate with your eligibility for retroactive unemployment payments.
If you believe you were eligible for unemployment benefits during the period you filed for but did not receive them, you may need to reach out to your state’s unemployment office or the relevant authority to inquire about your specific situation. They will be able to provide you with information about eligibility requirements, the application process, and any retroactive payment options that might be available to you.
As for the loan you received from the Small Business Administration (SBA), you may be eligible for some relief or forgiveness options depending on the type of loan and how you used it. For example, if you received a Paycheck Protection Program (PPP) loan, you may qualify for full or partial forgiveness if you used the loan funds to maintain your payroll and pay certain eligible expenses. If you received an Economic Injury Disaster Loan (EIDL), you may be able to defer payments until 2022 or request a lower monthly payment amount. You should contact your lender or the SBA to discuss your repayment options and requirements . You can find more information about the SBA’s Covid relief programs here: [Coronavirus Relief Options]
It’s recommended that you consult with a legal professional or someone knowledgeable about unemployment benefits in your area to get accurate and up-to-date information tailored to your circumstances. They can help you understand whether you might be eligible for retroactive payments and guide you through the process if necessary.